Chase Freedom®

Learn More Credit Score 650 & above Apply at Secure Website
Bonus Value Estimate : $150
Foreign Trans Fee : 3%

Benefits

Benefits – The Chase Freedom® rewards cardholders with 5% cash back in rotating quarterly categories, on up to $1,500 in spending per quarter. All other purchases earn 1% cash back. To receive the 5% rewards, you have to opt in to the bonus categories each quarter. But don’t panic if you forget to do it at the start of a quarter — you’ll receive retroactive rewards as long as you opt in by the 14th day of the third month of the quarter (March 14th, June 14th, Sept 14th and Dec 14th). Want more rewards? The Chase Freedom® has a signup bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. There’s also a $25 cash bonus if you add an authorized user and make a purchase in the first three months. If you need some time to pay off a large purchase or you want interest relief while paying down current debt, the Chase Freedom® has an introductory APR of 0% on Purchases and Balance Transfers for 15 months, and then the ongoing APR

At A Glance

Ultimate Rewards Bonus
15,000 points
Annual Fee
None
Bonus Requirement
$500 spent in first 3 months

Rewards & Terms

  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited 1% cash back on all other purchases.
  • $150 bonus after you spend $500 on purchases in your first 3 months from account opening.
  • You won't have to pay an annual fee for all the great features that come with your Freedom® card.
  • Earn $25 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 3% foreign transaction fees
  • Earn 1% cash back on all other purchases and it's automatic.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers.