Why Chase Sapphire Preferred Benefits worth way over its 60,000 Bonus Points

If you are looking for the most popular Travel Rewards card, your search ends here. The Chase Sapphire Preferred® card is one of the most popular travel rewards cards and their benefits easily pay off their $95 Annual Fee. Their incredible 60,000 points welcome bonus makes this card extremely lucrative.

Pro Tips on Why Sapphire Preferred:

• If you need a starter card, Sapphire Preferred is the best. After 12 months you can convert to Chase Sapphire Reserve.
• Your points will be worth 50% more when you get the Reserve later. So, 60,000 points will be worth $900.
• Sapphire Preferred offers benefits like travel insurance, protection, and others, details are given below. Quite similar to Reserve benefits. Chase Sapphire Reserve Annual Fee is increasing, not the preferred.
• You can transfer to travel partners with Sapphire Preferred at 1:1 point transfer ratio.
• Add Chase Freedom and Chase Freedom Unlimited to earn points at a faster rate. Consolidate all the points to Sapphire.
• NEW – Lyft transactions will earn 5X starting Jan 12th.
• NEW – DashPass free one-year membership, providing free delivery using DoorDash.
• You can get this card sent overnight, details given below.

Ask our Facebook Group with 20,000 members, to learn more and the benefits of the Chase Sapphire Card.

Chase Sapphire Reserve offers premium benefits, but lots of benefits are shared between these two cards. The benefits that Chase Sapphire Preferred card offers many just overlook at it. It is better you know about those benefits before getting this card. We will take a quick look at each of their benefits.

Travel and Dining 2X Points

Chase Sapphire Preferred’s biggest benefit is that the card earns 2 points per dollar spent on all travel and dining purchases. Both of these categories are broad, too, so you’ll earn 2x points on purchases at coffee shops, fast food stores, Ubers, Airbnbs, and virtually anything else that fits into these 2 categories.

Your personal value may be more or less than this — for example, if you charge in reimbursable travel and dining purchases for work, you will likely assign this benefit a much higher value.

Airline and Hotel Transfer to Travel Partners

You can transfer Chase Ultimate Rewards points earned with your Sapphire Preferred to any of Chase’s airline and hotel transfer partners. This includes partners that span all of the 3 major airline alliances, most major hotel chains, and even some interesting non-alliance airlines like Southwest, Emirates, and Virgin Atlantic.

These rewards are worth better when redeemed in the right way. For example, you can book a Hyatt Hotel per night that costs $180 by transferring 5000 Chase Ultimate Rewards points to the World of Hyatt.

Learn some of the top redemptions that you can make with Ultimate Rewards.

Best Chase Ultimate Rewards Guide for Redemption on Travel

Chase Travel Portal Redemption for 25% more Value

Sapphire Preferred cardholders can redeem their points through the Chase Travel Portal at a rate of 1.25 cents per point. This is 0.25 cents per point higher than the Chase Freedom® card and Chase Freedom Unlimited® card, so you’ll be able to redeem fewer points for more travel with the Chase Sapphire Preferred.

You can combine the UR points collected from other Chase cards like Chase Freedom or Chase Freedom Unlimited or Chase Ink Cards during redemption.

Extended Warranty Protection

Trip Cancellation / Trip Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

$0 Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Card Rental Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card.  Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.

Baggage Delay Insurance

Lost Luggage Reimbursement